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Stellar network's ama: payments, rw as, and future trends

Stellar Network's AMA | Payments, RWAs, and Privacy Demands

By

Samantha Chen

Jan 28, 2026, 02:18 AM

Updated

Jan 28, 2026, 07:29 AM

2 minutes needed to read

Leaders from the Stellar network discussing payments and smart contracts during an AMA session
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A recent AMA session on the Stellar network spotlighted significant growth while addressing user concerns over privacy measures and dusting attacks. Hosted on January 28, 2026, Stellar's CEO, Denelle Dixon, engaged with community feedback on critical developments amid growing competition.

Key Developments from the AMA

The session provided insights into Stellar's ecosystem, emphasizing its focus on processing fast, low-cost payments and the expansion in real-world assets (RWAs). The total value locked (TVL) in Stellar protocols soared from about $16 million in March 2024 to nearly $200 million recently, thanks to partnerships with major players like PayPal and MasterCard.

However, concerns about dusting attacks overshadowed some of this positivity. Participants reported an influx of automated transactions drowning out genuine activity, leading to calls for a raised minimum transaction amount to 1 XLM. One user candidly noted, "Millions of transactions with dust amounts of XLM are drowning out legitimate transactions."

Interestingly, users are also pressing for privacy features. Questions arose regarding the implementation of zero-knowledge proofs and other privacy enhancements within applications on Stellar. A participant stated, "How is Stellar thinking about privacy going forward?" as they sought clarity on possible use cases and timelines for these technologies.

Key Themes from the Discussion

  1. User Concerns Over Dusting Attacks: Many voiced frustration over automated transactions affecting their experience, calling for stricter transaction policies.

  2. Growth in RWAs and Strategic Plans: Positive sentiments about RWAs included recommendations for a roadmap aiming for $3 billion by 2026, demonstrating community confidence.

  3. Demand for Enhanced Privacy Features: Users are eager for detailed plans on how Stellar will implement privacy measures and zero-knowledge proofs in future updates.

"Congrats to you and us for the 1B+ RWAs on-chain!" a community member remarked, reflecting enthusiasm amid the ongoing conversation.

Key Takeaways

  • ๐ŸŽ‰ Stellarโ€™s TVL increased from $16M to $200M in under two years.

  • ๐Ÿšจ Users are demanding to raise the minimum transaction threshold to curb dusting attacks.

  • ๐Ÿ”’ Community interest in zero-knowledge proofs suggests a potential shift towards enhanced privacy in applications.

The recent developments within Stellar's ecosystem highlight its resilience as it faces challenges. As the road ahead unfolds, the need for privacy enhancements may shape future strategies. With ongoing partnerships and ambitious targets, Stellar appears positioned to capitalize on its growth and user engagement in a competitive landscape.