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Investing in altcoins: is it worth your money?

Crypto Investors Split on Altcoin Future | Is Less More?

By

Maximilian Mรผller

Oct 31, 2025, 05:11 PM

2 minutes needed to read

A person examining Bitcoin and Ethereum coins on a table, while looking unsure about other altcoins.
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A recent conversation sparked among investors questions the viability of diversifying beyond Bitcoin and Ethereum. With many finding solace in simply holding these two, a backlash against altcoin investments is forming as market conditions fluctuate.

Whatโ€™s at Stake?

Many investors have voiced confusion due to the sheer volume of altcoin projects. One participant reflects, "The only projects worth investing in are Bitcoin and Ethereum everything else feels like a gamble." This sentiment seems to be gaining traction as users reconsider their strategies.

Community Responses Are Mixed

Comments reveal a divide in investor opinions. While some support focusing strictly on Bitcoin and Ethereum for long-term safety, others argue for a balanced approach that includes a few well-researched altcoins.

"Yeah, it makes sense if youโ€™re just going for safety. BTC and ETH are the least likely to rug," commented one user.

However, a contrasting view suggests that missed opportunities in emerging technologies could lead to substantial losses. "Timing is everything for alts. If you invest at the right moment, you can benefit greatly," says another.

The Numbers Donโ€™t Lie

A significant trend is emerging:

  • BTC dominance has risen sharply, from 44.7% in November 2021 to 64.4% in October 2025

  • The total altcoin market cap is shrinking, funneling investors toward established cryptocurrencies.

As one user stated, "Youโ€™re basically describing what most long-term investors eventually figure out. BTC and ETH are your 'sleep well at night' assets; everything else is lottery tickets."

Key Insights on Investments

  • โ–ณ Bitcoins & ETH are safe havens: More investors are opting for familiar assets to avoid the risks associated with altcoins.

  • โฌ†๏ธ Potential for altcoin returns: While buyers seek quick gains, investing in Bitcoin and Ethereum offers steadier growth.

  • โš ๏ธ Rising skepticism: Criticism of altcoins grows, with some claiming that many won't deliver significant returns in the long haul.

What Lies Ahead?

The ongoing debate is sure to impact future investment decisions. With BTC at the forefront, will investors stick to established players, or will altcoins carve out a more significant share of their portfolios? Only time will tell what strategies will prevail in this volatile space.

The Road Ahead for Crypto Investors

Looking forward, it seems likely that the trend of prioritizing Bitcoin and Ethereum will continue, with around 70% of investors expected to lean heavily on these established assets in the coming year. This shift is largely driven by heightened market volatility and a growing desire for stability among investors. Moreover, as the altcoin market cap shrinks, thereโ€™s a decent chance that fresh altcoin innovations could emerge, but only those supported by solid fundamentals will gain traction. If the current pace continues, we might see BTC dominance inching closer to 70% in 2026, as investors increasingly seek the "sure bets" rather than taking risks on unproven projects.

Lessons from the Dot-Com Bubble

A less obvious parallel can be drawn to the dot-com bubble of the late 1990s. At that time, many investors turned a blind eye to established companies, chasing hype around a multitude of lesser-known tech firms. While some of these later flourished, the majority faded into obscurity. Todayโ€™s altcoin landscape mirrors that environment, with countless projects vying for attention. As back then, the prudent investor may find safety in the well-known heavyweights, while the thrill-seekers gamble on the likes of lesser altcoins, only to discover later that longevity often lies in stability rather than speculation.