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Garlinghouse believes xrp will dwarf swift in payments

Garlinghouse Believes XRP Will Dwarf SWIFT in Payments | Community Reacts Amid New Developments

By

Chen Wei

Mar 31, 2025, 12:08 AM

Edited By

David Kim

Updated

Apr 3, 2025, 03:00 PM

A visual representation of XRP's potential impact on global payments compared to SWIFT, featuring symbols of both systems and a digital currency backdrop.

Recent chatter in the crypto community has intensified following Brad Garlinghouse, CEO of Ripple, declaring that XRP could not only challenge SWIFT but actually surpass it in global payments. This claim has stirred excitement and skepticism within the community, and the conversation has taken an intriguing turn with new insights emerging about SWIFT's own discussions with Hedera.

XRP vs. SWIFT: A New Player in the Game?

At a recent industry conference, Garlinghouse fired up the audience with bold predictions about XRP’s potential. "Probably trillions. It’ll be moving trillions in just a day or two eventually. I’m looking forward to it,” a supporter echoed the CEO’s aspirations. While many are enthusiastic about XRP’s capability to revolutionize finance, a section of users worries that the excitement may be overly inflated.

Comments from the community show mixed sentiment. One insightful user noted, "Very interesting, especially since SWIFT has been in discussions with Hedera! We shall see!” This indicates Ripple’s competition isn’t just XRP vs. SWIFT but possibly includes other emerging technologies as well. Another commenter remarked, "They also are doing some things with SWIFT but the biggest chunk of SWIFT looks like will be replaced with XRP to modernize and update the outdated entire financial system of the 🌎 ✨️.” The community seems to view XRP as a beacon of modernization amidst outdated methods in cross-border payments.

Community Sentiment: Thrill Meets Doubt

As conversations unfold, sentiments largely oscillate between enthusiasm and caution. Although Garlinghouse’s vision received cheer, others voiced concerns about volatility. One user stated, "Why would somebody want something that can fluctuate in value so much?” Meanwhile, supportive comments like, "Let’s gooo everybody! Hop on the rocket!", illustrate the excitement around XRP’s journey.

A touch of humor adds flavor to the discussions, with quips like, "Enron had also a nice sound to it," reflecting the skepticism that persists among some investors. Users seem eager for clarity as they balance their faith in Ripple with increasing calls for transparency about the strategy moving forward.

Emerging Ideas and Community Dynamics

  • Speculation surrounds XRP’s ability to revolutionize global payments under maintaining high volumes.

  • Mixed feelings: Supporters express optimism, while others remain cautious about overhyping XRP’s future.

  • Transparency yearning: Investors are calling for clearer insights regarding Ripple’s future direction and strategic initiatives.

Current Community Vibe

There's a vibrant dialogue in the community that captures both the thrill of potential profitability and the grounding need for realism. As investors assess their positions, one stated, "Well, I'm gonna throw another 15k in XRP... that's a good spot to be in I believe.” While optimism swells, skepticism endures, suggesting a nuanced outlook among XRP holders.

Highlights of the Ongoing Discussion:

  • 🌟 "Let’s hop on this rocket!" - Energetic support for XRP’s future.

  • ❗️ "Just a reminder, it’s still looking like 'shit pudding with grease flambeaux.'" - A dose of realism amidst enthusiasm.

  • 🔄 "Most expect $5 by March 2025.” - High expectations resonate within the community.

  • 📈 "You’ll be at the very top of the top 10% retail holder of XRP. Congrats in advance!" - Celebratory sentiment on investment choices.

As Ripple aims forward, the crypto community remains engaged, balancing their cautious optimism with the pressing question: Will XRP's upward trajectory become a reality, or will skepticism overshadow its potential? Watch this space as more unfolds.