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Is this the end for barclaycard and amex avios users?

Shocking Move | Users Fear Death of Fronted Payments for Avios Cards

By

Rahul Patel

Jun 4, 2026, 12:26 PM

Edited By

Akira Tanaka

2 minutes needed to read

Group of people expressing concerns about changes in loyalty rewards for Barclaycard and Amex Avios

A wave of concern rippled through the community this week as users received an email hinting that Fronted may no longer facilitate payments for Amex bills using Barclaycard Avios Plus cards. Coined as a lifesaver for many, this method is now under threat, prompting users to reconsider their loyalty to certain platforms.

Users React: Potential Changes to Card Benefits

The email, shared by one disgruntled user, raised alarms among the community. "If so, that was the last thing keeping me with Curve so will be cancelling," the user stated. Several comments echoed their sentiments, questioning how this might affect points accumulation with credit cards.

Top Concerns Among Users

Several themes emerged from online discussions:

  • Merchant Code Scrutiny: Users mentioned the likelihood of stricter merchant code tracking, which could impact points earned from transactions.

  • Waiting Game: "Not sure how we’ll know for another two months," one remarked, expressing frustration over the uncertain future of their spending strategies.

  • Vague Terms and Conditions: A few users noted that the new terms may be open to interpretation, leaving many in the dark about future rewards.

Documenting User Sentiment

The community is currently mixed with a slight inclination toward concern. Users are navigating potential loss of benefits, especially those reliant on Fronted payments. One comment captured the spirit of uncertainty: "When I read this email it did smell like they might be cracking down on points for cash withdrawals"

"Sounds like an Β£ saving to me!"

Despite the uncertainty, some users still see possible silver linings amid the distress.

Key Points

  • πŸ”΄ Many anticipate the end of easy Avios earning through Fronted.

  • πŸ”΄ Stricter controls could reshape the current rewards structure.

  • πŸ”΄ Confusion is rife due to vague new terms and conditions.

  • πŸ”΄ Several users planning to reassess their loyalty to Curve as a result.

This developing story will continue to unfold as more users share experiences and updates on their card usage come July. Will the fear of losing points push users to reevaluate their spending habits? Only time will tell.

Future Scenarios for Amex Avios and Barclaycard Users

There’s a strong chance that changes to the Fronted payment system could lead to a noticeable decrease in the value of Avios points for many users. Experts estimate that if the new restrictions take effect, roughly 60% of current users may feel the pinch in their rewards strategies, prompting them to explore alternative cards or payment methods. Additionally, a tightening of merchant code tracking might discourage casual points earners, further complicating the landscape as users rethink their loyalty to platforms like Curve. In this shifting environment, savvy users could pivot toward maximizing other rewards options or shop around for brands that better align with their spending habits.

Lessons from Past Shifts in Card Benefits

Looking to the past, the abrupt changes in the rewards structure of airline loyalty programs circa 2010 offer an intriguing parallel. During this time, several major airlines altered their mile-earning systems dramatically, which frustrated loyal travelers reliant on specific spending patterns. As people adjusted by switching airlines or adapting their travel plans, new philosophies on loyalty arose that shaped future consumer behavior. Similarly, current users may soon find themselves reassessing their spending strategies in response to changes. Just as frequent fliers adapted by embracing diversified travel hacks, today's Amex users could also embrace new tactics to maximize their financial benefits.